Of course it’s the time of year, where we think of others and how much they are going to cost us. We are on course to spend less this Christmas due to costs of just living for a start.
And that’s bad for the economy so that’s why the interest rates were lowered recently meaning that we save about £15 a month if we have a mortgage. Which doesn’t come close to the extra money being paid out by everyone at the moment, but that won’t stop some people thinking; hey we’ve got more money, let’s go and spend!
But the question I have to ask is:
What do you buy?
If you’ve reached the best part of your life, where you moved away from home, got used to doing nothing by yourself and just enjoying your own company, what do you buy for people for Christmas gifts?